What products does Razorpay offer in the US?

Razorpay offers a full suite of payment products for US businesses: Payments to accept online payments on your website or app, Payment Links to create and send links that collect money, Payment Pages to get paid with a personalized no-code page, Payment Buttons to add a checkout button to any site, and Subscriptions for recurring payments.

What payment methods can I accept with Razorpay in the US?

You can accept all major credit and debit cards, including Visa, Mastercard, American Express, and Discover, plus Apple Pay and other digital wallets, and ACH direct debit from US bank accounts. You can also accept international cards from customers paying you from outside the US.

How much does Razorpay cost? Are there any hidden fees?

Razorpay uses simple, pay-as-you-go pricing with no setup fees and no hidden fees. Card payments are 2.70% + $0.30 per transaction, ACH direct debit is 0.5% capped at $5, and international cards add 1.2%. See the Razorpay US Pricing Page for full details.

Can I accept payments from international customers, including customers in India?

Yes. You can accept international cards from customers worldwide, with an additional 1.2% fee for international cards. Through Razorpay's cross-border capability, you can also collect payments from customers in India via UPI, RuPay, and other payment methods, and settle the funds in USD to your US bank account.

What are the pre-requisites for opening an account with Razorpay USA?

To open a Razorpay US account, you will need: a control person, such as the authorized owner or signatory, based in the US; a physical office or business presence in the US; a US business bank account; and a fully functional website with a privacy policy, terms and conditions, and pricing information where applicable.

Is Razorpay secure and PCI compliant?

Yes. Razorpay is certified PCI DSS Level 1, the highest level of payment-security certification, and is a registered Money Services Business (MSB). Every transaction is encrypted and continuously monitored to help protect your business and your customers' data.

Payment platform
built for growing
US businesses

Cards, ACH Direct Debit, Wallets all on one
platform - with best-in-class pricing.

Contact Sales

Payment platform built for
growing US businesses

Cards, ACH Direct Debit, Wallets all on one platform - with best-in-class pricing.

Contact Sales

Payment platform
built for growing
US businesses

Cards, ACH Direct Debit, Wallets all on one
platform - with best-in-class pricing.

Contact Sales

Payment platform
built for growing
US businesses

Cards, ACH Direct Debit, Wallets all on
one platform - with best-in-class pricing.

Contact Sales

Global businesses powered by Razorpay

Every payment
method your customers
already trust

One integration.
Cards, ACH, wallets, and cross-border methods all ready to accept from day one.

Every payment method your
customers already trust

One integration. Cards, ACH, wallets, and cross-border
methods all ready to accept from day one.

Every payment
method your customers
already trust

One integration.
Cards, ACH, wallets, and cross-border methods all ready to accept from day one.

Every payment
method your customers already trust

One integration. Cards, ACH, wallets, and cross-border methods all ready to accept from day one.

Wherever you sell, Razorpay meets you there

From no-code links to fully custom APIs - pick the integration path that matches your requirements.

Payment Pages
and Buttons

Effortlessly add a payment button or set up a payment page with zero coding effort

Connected Tools

Let your invoicing and subscription tools trigger payments automatically

Checkout

Offer a seamless payment experience on your website or app

Plugins

Ready-made plugins for the platforms you already build on

Payment Links

Create and share links via email, text, and social to accept payments instantly

Custom Checkout

A conversion-optimized payment page - drop in your key and go live, no front-end work

Checkout

Offer a seamless payment experience on your website or app

Checkout

Offer a seamless payment experience on your website or app

Checkout

Offer a seamless payment experience on your website or app

Plugins

Ready-made plugins for the platforms you already build on

Plugins

Ready-made plugins for the platforms you already build on

Plugins

Ready-made plugins for the platforms you already build on

Payment Links

Create and share links via email, text, and social to accept payments instantly

Payment Links

Create and share links via email, text, and social to accept payments instantly

Payment Links

Create and share links via email, text, and social to accept payments instantly

Custom Checkout

A conversion-optimized payment page - drop in your key and go live, no front-end work

Custom Checkout

A conversion-optimized payment page - drop in your key and go live, no front-end work

Custom Checkout

A conversion-optimized payment page - drop in your key and go live, no front-end work

Connected Tools

Let your invoicing and subscription tools trigger payments automatically

Connected Tools

Let your invoicing and subscription tools trigger payments automatically

Connected Tools

Let your invoicing and subscription tools trigger payments automatically

Payment Pages  
and Buttons

Effortlessly add a payment button
or set up a payment page with zero
coding effort

Payment Pages  
and Buttons

Effortlessly add a payment button
or set up a payment page with zero
coding effort

Payment Pages  
and Buttons

Effortlessly add a payment button
or set up a payment page with zero
coding effort

Built to help you grow, not just get paid

Built to help you grow,
not just get paid

The reason US businesses choose Razorpay over a generic gateway.

Higher success rates

Smart routing and retries push more transactions through, so you leave less revenue on the table.

Higher success rates

Smart routing and retries push more transactions through, so you leave less revenue on the table.

Higher success rates

Smart routing and retries push more transactions through, so you leave less revenue on the table.

Global security & compliance

PCI-DSS Level 1, tokenization, and fraud controls handled for you - so you can stay focused on growth.

Global security & compliance

PCI-DSS Level 1, tokenization, and fraud controls handled for you - so you can stay focused on growth.

Global security & compliance

PCI-DSS Level 1, tokenization, and fraud controls handled for you - so you can stay focused on growth.

One platform, many rails

Cards, ACH, wallets, and cross-border India acceptance - all from a single dashboard and API.

One platform, many rails

Cards, ACH, wallets, and cross-border India acceptance - all from a single dashboard and API.

One platform, many rails

Cards, ACH, wallets, and cross-border India acceptance - all from a single dashboard and API.

Developer-first

Clean REST APIs, real SDKs, and docs that engineers actually like. Go from test to live without surprises.

Developer-first

Clean REST APIs, real SDKs, and docs that engineers actually like. Go from test to live without surprises.

Developer-first

Clean REST APIs, real SDKs, and docs that engineers actually like. Go from test to live without surprises.

White-glove support

Round-the-clock support and a dedicated team for scaling businesses, whenever you need them.

White-glove support

Round-the-clock support and a dedicated team for scaling businesses, whenever you need them.

White-glove support

Round-the-clock support and a dedicated team for scaling businesses, whenever you need them.

Insights for growth

Real-time analytics on volume, success and settlements help you spot what's working and act fast.

Insights for growth

Real-time analytics on volume, success and settlements help you spot what's working and act fast.

Insights for growth

Real-time analytics on volume, success and settlements help you spot what's working and act fast.

Integrate in minutes,
not weeks

Access APIs, SDKs and a sandbox so you can build with confidence before going live

Read Documentation

Sandbox mode

Use Razorpay test keys to simulate the full payment lifecycle - no real money, no risk before going live.

SDKs & Plugins

Server SDKs, mobile SDKs, and plugins for popular platforms.

Node.js

Python

Java

Ruby

.NET

iOS

PHP

Android

The Payments backbone for millions of businesses worldwide

Razorpay powers payments for millions of businesses globally. We're bringing the same engineering, economics and support to companies building in the United Sates.