Cancelling GST registration marks a critical transition for businesses in…
India’s GST framework has undergone a fundamental shift – from manual scrutiny by tax officers to automated surveillance powered by real-time data triangulation on the GST portal. Today, the system…
Form DRC-03 is the designated mechanism on the GST portal for making voluntary payments of tax, interest, and penalties. Whether you have spotted a mismatch during an internal review or…
A pay order is a secure, prepaid payment instrument that a bank issues to guarantee a fixed amount to a named beneficiary. You pay the money upfront, and the bank…
Green marketing is about promoting products and services based on genuine environmental benefits. In 2026, this matters because Indian consumers and businesses increasingly expect brands to act responsibly towards the…
When you’re navigating the complex world of financial reporting, understanding the difference between GAAP and IFRS becomes crucial for your business operations. These two dominant accounting frameworks shape how companies…
The Indian tax landscape is poised for a revolutionary transformation with the introduction of GST 2.0, marking the most significant overhaul of indirect taxation since the original GST rollout in…
If you’re an entity with a Unique Identity Number (UIN) operating in India, understanding GSTR-11 is crucial for claiming GST refunds on your purchases. This specialised return serves as the…
Applying for an SBI ATM card has never been easier, thanks to the numerous methods available for both tech-savvy users and those who prefer traditional ways. In this detailed guide…
Goods and Services Tax (GST) has transformed India’s tax system since 2017, impacting various industries, including brick manufacturing. This article covers GST rates on bricks with their HSN codes, recent…
No GST on UPI transactions over ₹2000 – Latest 2026 Update Key takeaways UPI transactions themselves do not attract GST. The payment method is only a way to transfer money…
The global economic landscape of 2026 is characterized by what institutional analysts define as structural volatility, a state where geopolitical fragmentation, rapid technological acceleration, and a shift toward decentralized intelligence…
Did you know India processes about 50% of the world’s real-time payments, driven by the trust people place in UPI. But this trust in instant payments has opened doors for…
The Unified Payments Interface (UPI) was developed by the National Payments Corporation of India (NPCI) to facilitate seamless, real-time bank-to-bank transactions. With UPI, users can effortlessly transfer money to friends,…
The GST amnesty scheme 2024 represents a crucial lifeline for businesses struggling with tax compliance in India. Introduced by the Central Board of Indirect Taxes and Customs (CBIC), this relief…
SWIFT is a secure global messaging network that banks use to send payment instructions and other financial messages. It doesn’t move money itself but connects 11,000+ institutions in 200+ countries…
The gold and silver markets in India have experienced a dramatic “circuit-breaking” correction following the presentation of the Union Budget 2026. For merchants, jewelers, and founders using gold as a…
The Union Budget 2026-27, presented by Finance Minister Nirmala Sitharaman on February 1, 2026, is a landmark blueprint for India’s transformation. With a projected 7.4% real GDP growth, the government…
Razorpay Payment Pages allow you to accept donations in a hassle-free manner without a website or payment gateway integration.
Most D2C brands fail at retention because they focus on the wrong metrics. See the 14-point roadmap to double repeat purchases without increasing ad spend.
What is POS Limit? POS limit is the maximum amount you can spend using your debit card at a Point-of-Sale (POS) terminal in a single transaction, within a day, or…
What Is Cashless Payment? A cashless payment is a way of paying for goods or services without using physical currency like notes and coins. Instead, transactions are completed electronically using…
The introduction of Form GSTR-1A marks a tectonic shift in the GST compliance landscape for over 1.4 crore registered taxpayers in India. Notified under Notification No. 12/2024 – Central Tax,…
In the landscape of Indian taxation, the Goods and Services Tax (GST) introduced a unified structure, yet the mechanics of how tax is levied depend heavily on the nature of…
Navigating the GST return filing system can feel overwhelming when you’re managing multiple compliance requirements. GSTR-1 vs. GSTR-3B represents one of the most crucial distinctions you need to understand for…
Understanding the difference between GSTR-2A and 2B is crucial for every GST-registered business in India. GSTR-2A and GSTR-2B are both auto-generated tax statements that play vital roles in your Input…
When you’re running a business under GST, understanding Section 74 of CGST Act becomes crucial, especially if you’re facing scrutiny for tax non-payment with fraudulent intent. This provision specifically addresses…
When you’re running a business in India, claiming Input Tax Credit (ITC) can significantly reduce your GST liability. However, section 17(5) of CGST Act creates specific restrictions on ITC claims…
einvoice1.gst.gov.in is the Government of India’s official e-invoice portal under the GST framework. It acts as the central system where your invoice data gets validated before it becomes a legally…
When managing GST compliance for your business, you’ll often need to delegate specific responsibilities to qualified professionals or trusted employees. A letter of authorisation for GST serves as the foundational…
Understanding GSTR-2A forms a crucial part of your GST compliance journey. As a business owner in India, you need to navigate various GST returns and statements to ensure proper tax…
Understanding GSTR 2B is crucial for every GST-registered business in India seeking to optimise its input tax credit (ITC) claims. This auto-generated monthly statement serves as your comprehensive guide to…
The GSTR-9 annual return serves as your comprehensive yearly GST compliance summary, consolidating twelve months of business transactions into one crucial document. This mandatory filing requirement captures your entire GST…
If you’re searching for a comprehensive solution to simplify GST compliance for your business or looking to establish a profitable venture in the taxation services sector, GST Suvidha Kendra presents…
The Maharashtra Commercial Tax Department’s digital platform, MAHAGST login, serves as your gateway to comprehensive GST compliance in India’s largest state economy. This sophisticated portal streamlines tax administration for over…
What is Digital Payment? Digital payments are transactions made using electronic or online methods, where both the payer and payee use digital platforms to exchange money. Simply put, they are…
When conducting financial transactions, businesses are choosing speed and efficiency over tedious, manual processes. In a bid to save resources and be on top of their payouts game, businesses are…
Learn how to create a customer journey map to identify pain points and boost retention. This in-depth guide provides a step-by-step process for D2C brands.
The Goods and Services Tax Network (GSTN) serves as the technological backbone of India’s unified indirect tax system, managing registrations, returns, and payments for millions of taxpayers across the country.…
The GST offline tool represents a revolutionary solution for Indian businesses struggling with internet connectivity issues while managing their tax compliance. This downloadable utility, provided by the Government of India,…
When you’re running a business in India, GST compliance can sometimes feel overwhelming. Section 73 of CGST Act addresses one of the most common concerns businesses face: what happens when…
If you run an e-commerce platform in India, understanding GSTR-8 requirements is vital for GST compliance. This monthly return applies to e-commerce operators who collect Tax Collected at Source (TCS)…
GSTR 3B serves as a crucial monthly return that every GST-registered business must file to declare its tax liability and claim input tax credit. This self-declaration summary return enables you…
If you’re a business owner or tax professional navigating India’s Goods and Services Tax landscape, you’ve likely heard about GST Prime. It is a powerful analytics and compliance facilitation system…
Learn 5 core principles of customer psychology in marketing. D2C brands can build trust, reduce friction, and increase loyalty by understanding the ‘why’ behind the buy.
You’ve built a great product, your online store is ready, and the first orders are coming in. Now comes the most critical challenge: how do you actually get that product…
In India’s rapidly expanding digital economy, businesses, especially startups and merchants, are facing a new wave of sophisticated threats. While many are prepared for technical attacks, a more insidious danger…
Understand the 5 stages of the consumer decision making process. This in-depth guide helps D2C brands optimize their strategy for better customer retention.
Stop using generic tricks. Learn advanced psychological pricing, decoy effects, and price anchoring to boost your D2C conversion rate and AOV.
Build a powerful D2C customer acquisition strategy. Learn 5 proven channels, from scalable paid ads & SEO to a first-party data engine.
Unlock profitable growth by mastering your customer acquisition cost. This in-depth guide for D2C brands shows you how to calculate and analyze CAC effectively.
For any Indian merchant, entrepreneur, or established business, managing Goods and Services Tax (GST) is a fundamental part of daily operations. Staying on top of GST compliance is not just…
Current Bike GST Rates Category GST Rate (2025) Two-Wheeler Insurance 18% Bikes with Engine Above 350cc 40% Bikes with Engine Below 350cc 28% Bike Parts (Brake Pads, Clutch Cables, etc.)…
Latest Update on GST on Clothes The GST Council, during its meeting held on Saturday, December 21, 2024, proposed significant changes to the taxation structure for apparel under the Constitution…
Stationery products, from humble pencils to sophisticated office equipment, are essential for both individuals and businesses. However, understanding the Goods and Services Tax (GST) implications on these items can be…
Domestic car sales in the last financial year grew by nearly 9% to a record 4.23 million units, underscoring the significant momentum in the automotive industry. This growth highlights the…
Latest Update for GST on Restaurant in 2026 Starting April 1, 2025, diners at restaurants located within hotels classified as ‘specified premises’ will be subject to 18% GST on their…
Investment in gold and gold jewelry has been the go-to opportunity in India for some time. Though it has its benefits, it has its share of detriments as well.
What is the GST on Mobile Phones in India? Updated GST Rate on Mobile Phones Effective 22 September 2025 The price of mobile phones is not decreasing. The GST rate…
Understanding the Goods and Services Tax (GST) rates applicable to hotel rooms is crucial for both travellers and hotel owners. The rate of GST on hotel rooms varies based on…
Latest Updates on GST for Milk Products The 53rd GST Council has recommended a 12% GST on all milk cans, irrespective of material or use. This decision follows the Council’s…
Goods and Services Tax (GST) has reshaped the construction industry, influencing services and materials alike. This article delves into the GST rates on construction services and materials, recent updates, and…
This article is for Content Leaders and Strategists who drive tech doc strategies for their organisations. It discusses some uncomfortable questions that AI leaders must answer while implementing AI in…
70% of ecommerce orders in India now come from Tier 2 & 3 cities. And 62% of those shoppers still prefer Cash on Delivery. That’s not a trend. That’s your…
India’s credit awareness is growing fast. Over 119 million Indians now monitor their credit scores actively. Meanwhile, cyber fraud cases have jumped four times in recent years. This makes financial…
You’ve just closed a deal online. The buyer insists on paying via UPI and sends you a QR code to scan. You expect money to be credited, but instead—your bank…
Have you always dreamed of owning a restaurant? The first step to turning that dream into reality is creating a solid restaurant business plan. The Indian food and beverage (F&B)…
If you’ve ever wondered why some companies scale rapidly while others stagnate, the answer often lies in business development (BD). Business development isn’t just about selling more products. It’s about…
Ever wonder why some brands feel like they’re speaking directly to you? Like that D2C skincare brand that just gets your skin concerns or the budgeting app that understands your…
The t-shirt printing business is booming, valued at $5.16 billion in 2024 and projected to grow at an impressive 11.5% annually. This surge is driven by a desire for personalized…
Indian students today are rewriting the definition of entrepreneurship. In 2026, starting a business as a student has never been easier, thanks to affordable digital tools, social media, and UPI-based…
Ever wondered how brands instantly know what customers feel about them online? From a viral meme about a product glitch to glowing tweets about great customer service, every emotion shared…
Ever thought your fashion sense could turn into a full-time business? With India’s online apparel market projected to grow at a compounded annual growth rate (CAGR) of 22.2% between 2024…
Businesses don’t just serve customers; they also serve other businesses. From the digital boom to the rise of enterprise SaaS and supply chain innovations, B2B (business-to-business) models are experiencing significant…
If you’re looking to turn your creativity and love for fragrances into a sustainable source of income, starting a candle-making business in India can be a smart, low-investment choice. The…
In FY 2024–25, overall banking frauds in India rose sharply to ₹36,014 crore—nearly triple the amount reported in the previous year. While digital scams captured most headlines, old‑fashioned methods like…
You wouldn’t reuse a dirty toothbrush every day. So why skip basic digital hygiene when your entire life runs online? As Newton Lee, computer scientist and author, puts it: “In…
“One in every five UPI users in India has faced fraud at least once in the last three years—yet over 50% of those cases went unreported.” – LocalCircles survey. Spotted…
AI is not the future anymore; it’s already here. At Razorpay, we’ve embraced it wholeheartedly, especially in our Tech Writing team. With a bunch of curious minds and tireless tinkerers,…
“You’re pre-approved for a ₹2 lakh loan—no documents, no CIBIL check!” Sounds tempting, doesn’t it? That’s exactly how countless Indians are getting scammed. The Reserve Bank of India recently flagged…
Have you ever received a message saying your personal data was part of a data breach? With increasing digital dependence, data breaches have become alarmingly common. These security incidents expose…
A single wrong click can cost you your life’s savings—financial fraud is rising in India. From fake UPI payments to chit fund scams, fraudsters find innovative ways to dupe unsuspecting…
You receive a text from your bank, warning that your account has been frozen due to an unusual transaction. The message urges you to click a link to verify your…
“Cybercrimes are increasingly penetrating society, targeting even vulnerable senior citizens. Awareness must be created to educate society about the emerging threats,” – MA Saleem Director-General & Inspector-General of Police of…
Did you know that in Q1 2026, Kaspersky detected nearly 10 million web-borne threats targeting Indian users — and 16.9% of internet users in India faced these risks? Among these…
Your personal data is more vulnerable than ever, even without you being aware of it. In India, cyber fraud losses in the first nine months of 2024 totalled ₹11,333 crore.…
“Bank frauds in India have tripled and they need a sensible response” – The Economic Times. Here’s a scenario: you just sold a mobile phone. The buyer flashes a “successful…
Have you ever seen a job ad promising ₹5,000 a day for just forwarding money? It might be a trap. Money muling has become one of the fastest-growing financial scams…
Fraudsters targeting banks and digital payments in India are getting smarter every year. According to the RBI, the total amount lost to bank frauds jumped three times to ₹36,014 crore…
Six out of ten people in India get at least three spam calls every single day. Seeing labels like suspected spam or potential spam pop up on your phone can…
“If you’re not paying for the product, you are the product.” This line has never been truer than in 2026. Every time you search on Google, post a selfie on…
Cyber crimes in India are growing at an alarming pace. It’s no longer just about fake emails or suspicious links. Today’s scammers use video calls, legal threats, and pose as…
In the first nine months of 2024, Indians lost over ₹11,000 crore to cyber scams — a clear sign that online fraud is rising faster than ever. With UPI, net…
Did you know that nearly 95% of the internet stays hidden from regular search engines? A big part of this hidden layer is the dark web — an anonymous part…
What is GSTR-7? GSTR-7 is a monthly return that must be filed by entities that deduct tax at source (TDS) under the Goods and Services Tax (GST) system in India.…
GST on Flight Tickets in 2026 The GST on flight tickets generally falls under the 5% or 18% tax bracket. Whether you’re a frequent flyer, a business traveler, or simply…
GSTR 9c is a crucial annual compliance requirement under the Goods and Services Tax (GST) regime in India. As a registered taxpayer, it’s essential to understand the intricacies of this…
State Bank of India (SBI), India’s largest bank, offers a wide range of services and products to its customers. Among these, debit cards linked to SBI savings or current accounts…
The GSTR-1 return under the Goods and Services Tax (GST) is a crucial compliance requirement for registered taxpayers. It captures details of all outward supplies made during a tax period.…
NEFT Timings in 2026 As per RBI, NEFT services are available 24/7 and 365 days. Key NEFT transfer timings include: Working days NEFT Timings (7:00 AM to 7:00 PM): No…
A private limited company is a privately-held business entity. It is held by private stakeholders. The governing body for such a company is the Ministry of Corporate Affairs (MCA).